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Behind the $41 Billion FX Reserve Projection: Why Nigerian Businesses Should Still Be Cautious

Bluebulb Financials12th August 2025 10:27:37 AM

Behind the $41 Billion FX Reserve Projection: Why Nigerian Businesses Should Still Be Cautious

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Introduction: Nigeria’s FX Reserves Are Rising  In the face of recent economic challenges, Nigeria’s foreign exchange (FX) reserves are projected to reach $41 billion by year-end, representing a potential increase from the current level of just under $34 billion. On the surface, this sounds like welcome news; more reserves typically signal improved currency stability and […]

Oil vs. Currency: How Oil Prices Shape the Currency Markets

Bluebulb Financials5th August 2025 10:19:50 AM

Oil vs. Currency: How Oil Prices Shape the Currency Markets

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Introduction: Why Oil Still Matters in Currency Markets Oil is not just fuel; it’s a market mover. For many oil-exporting nations, such as Nigeria, oil prices not only affect government revenues but also impact the overall health of the economy, the stability of exchange rates, and investor confidence. Currency values tend to rise when oil […]

Why Cross-Border Payments Are Still a Challenge for African Businesses

Bluebulb Financials29th July 2025 10:39:02 AM

Why Cross-Border Payments Are Still a Challenge for African Businesses

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You’d think that in 2025, sending money from Lagos to Nairobi should be as easy as sending a WhatsApp message. After all, we live in the era of instant payments, digital wallets, and global fintech innovation. But for many African businesses, cross-border payments still feel like navigating a maze without a map.  The question is: […]

How Global Payments Works – The Basics of Cross-Border Transactions

Bluebulb Financials22nd July 2025 8:16:08 AM

How Global Payments Works – The Basics of Cross-Border Transactions

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Why Should I Care About How Cross-Border Payments Work? Let’s be real: if your business buys goods from abroad, pays international suppliers, or receives money from clients in other countries, cross-border payments are your lifeline. But still, most people treat international payments like a “black box”: money goes in… something happen, and then it arrives […]

5 Red Flags to Look Out for in International Supplier Payments

Bluebulb Financials16th July 2025 11:02:58 AM

5 Red Flags to Look Out for in International Supplier Payments

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The Cross-Border Payment Jungle Paying international suppliers can sometimes feel like navigating traffic during a rainstorm one wrong move and you’re stuck, soaked, and frustrated. Whether you’re a procurement head for an FMCG brand, a finance lead at a tech distributor, or a SME trying to import raw materials, one thing is clear: international payments […]

How Smart FX Strategy Can Add 5–10% to Your Bottom Line.

Bluebulb Financials8th July 2025 10:36:45 AM

How Smart FX Strategy Can Add 5–10% to Your Bottom Line.

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Imagine This… You run a business that depends on importing materials or paying offshore vendors. Your goods are ready, your invoice is set, and you’re about to pay. But then, boom! The exchange rate jumps, and the same $100,000 that was ₦110 million yesterday is suddenly ₦115 million today. You lost ₦5 million without selling, […]

Ghana’s Cedi Becomes the World’s Best-Performing Currency in 2025 – A Case Study for African Businesses

Bluebulb Financials1st July 2025 2:54:50 PM

Ghana’s Cedi Becomes the World’s Best-Performing Currency in 2025 – A Case Study for African Businesses

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In a surprising twist to the currency stories of 2025, Ghana’s cedi has emerged as the world’s best-performing currency, gaining nearly 40–50% against the US dollar between January and June. At a time when many African currencies, like Nigeria’s naira or Egypt’s pound, have struggled under the weight of inflation, devaluation, and forex (FX) scarcity, […]

Nigeria’s Top 5 Inflation Drivers in April 2025

Bluebulb Financials24th June 2025 9:33:52 AM

Nigeria’s Top 5 Inflation Drivers in April 2025

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In April 2025, Nigeria’s inflation rate stayed high at nearly 24% compared to last year. To understand what’s making prices rise, the Central Bank of Nigeria (CBN) asked businesses and everyday people what they think. Here’s what they found — and what it means for you. What People Expect About Inflation What’s Making Prices Climb? […]

₦22.1 Billion FX Losses in Q1 2025: What Nigerian Businesses Can Do to Protect Themselves

Bluebulb Financials17th June 2025 10:02:13 AM

₦22.1 Billion FX Losses in Q1 2025: What Nigerian Businesses Can Do to Protect Themselves

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In the first three months of 2025, ten big Nigerian companies lost a total of ₦22.1 billion because of foreign exchange (FX) challenges. While this is much better than the huge ₦1.18 trillion loss from the same time last year, ₦22 billion is still a lot of money that could eat into profits. If your […]

Nigeria’s Economic Outlook: Growth and Inflation Projections for H2.

Bluebulb Financials10th June 2025 9:52:55 AM

Nigeria’s Economic Outlook: Growth and Inflation Projections for H2.

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As we close the first half of 2025 and look forward, Nigeria’s economy is showing signs of slow but steady recovery. However, rising prices remain a big challenge for businesses and consumers alike. Growth: Slow and Steady Wins the Race Different experts have shared their views on Nigeria’s growth for 2025, and while their numbers […]