Africa’s payment revolution isn’t coming; it’s here. In 2024, Africa was home to 1.1 billion of the world’s 2.1 billion registered mobile money accounts, representing 65% of the total $1.68 trillion transaction value. Yet cross-border payments remain painfully slow and expensive. This disconnect between domestic payment excellence and cross-border inefficiency represents Africa’s biggest challenge and […]

In the Fast-Moving Consumer Goods sector, nothing moves slowly, except, ironically, the payments that keep the entire supply chain running. For years, FMCG companies across Africa have operated with a cruel paradox: their products move at lightning speed from factory to shelf, but their money crawls at a snail’s pace from account to account. A […]

A quiet battle has been unfolding at the Central Bank of Nigeria. It’s not the dramatic stuff that makes the evening news, but it’s the steady, strategic work that determines the exchange rate, inflation rate, and other economic indices.  The naira’s stability isn’t accidental. It’s the result of deliberate interventions, policy adjustments, and strategic decisions […]

As the year draws to a close, CFOs and treasury leaders across industries face the same pressing question: “Are we ready for what’s coming next?” Between currency volatility, regulatory shifts, and rising global transaction costs, the end of the financial year is often about resilience. Future-proofing your treasury today could determine how well your business […]

Introduction In March 2024, the Central Bank of Nigeria (CBN) raised the minimum capital requirements for banks: ₦500 billion for those with international authorisations, ₦200 billion for national licenses, and ₦50 billion for regional banks. With a deadline set for March 2026, banks have just six months left to comply.  As of October 2025, only […]

Change is coming, and you should brace for its impact.  On June 26, 2025, President Tinubu signed Nigeria’s most comprehensive tax reform in decades into law. Starting January 1, 2026, businesses will operate under an entirely new fiscal framework, one that could either unlock unprecedented opportunities or create costly compliance nightmares, depending on how prepared […]

Introduction What if the US dollar doesn’t dominate the financial world?  The BRICS (Brazil, Russia, India, China, South Africa, and recent additions) is actively exploring a new currency or payment framework that could challenge the status quo.  For global finance leaders, this raises big questions: Will this shift threaten dollar dominance? Or open new opportunities […]

In today’s volatile global markets, even the most experienced corporate treasury teams can face trading losses. Whether it’s due to FX volatility, commodity price swings, or market miscalculations, losses can impact cash flow, erode investor confidence, and put business expansion plans on hold. The key isn’t just avoiding losses, it’s knowing how to recover effectively […]

African businesses are engaging in cross-border transactions more than ever. From paying overseas suppliers to receiving payments from international clients, the movement of funds across borders has become a daily reality for many organisations. However, while speed, convenience, and competitive foreign exchange rates often dominate conversations, data privacy is increasingly becoming just as important, especially […]

For African businesses engaged in cross-border trade, the exchange rate is a competitive advantage. Recent market analysis suggests that the Nigerian naira is unlikely to depreciate beyond ₦1,600 to the US dollar in the second half of 2025. This forecast, supported by economic data and policy trends, gives businesses a valuable window to plan and […]