1. Acceptance of Terms
These Terms of Use ("Terms") govern your usage of the website. By accessing or using the website, you confirm that:
- A) You are of legal age to enter into this agreement and have read and fully understand the terms and conditions outlined herein; and
- B) You agree to be bound by this agreement and comply with all applicable laws, regulations, and rules of any relevant governmental or regulatory authority.
BY USING THIS WEBSITE, YOU AGREE TO THE TERMS AND CONDITIONS OF THIS AGREEMENT, INCLUDING ANY FUTURE AMENDMENTS. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEBSITE.
IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE DO NOT USE THIS WEBSITE.
2. Definitions
- (a) "Web/Website" refers to Bluebulb including any updates, enhancements, or modifications.
- (b) "User" means any individual who accesses or uses the website.
- (c) "Bluebulb" refers to Bluebulb and its affiliates, subsidiaries, directors, officers, employees, agents, and permitted assigns.
3. Use of this Website
- (a) Eligibility: You must be at least 18 years old or the legal age of majority in your jurisdiction to use the website.
- (b) Lawful Use: You agree to use this website solely for lawful purposes and in compliance with these Terms and all applicable laws and regulations.
- (c) Account Registration: To access certain features of this website, you may need to create a user account. You agree to provide accurate, current, and complete information during the registration process.
- (d) Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized use or security breaches.
- (e) Suspension and Termination: Bluebulb reserves the right, at its sole discretion, to suspend or terminate your access to the website or any part thereof, without prior notice, where it reasonably believes that you have breached these Terms, applicable law, or regulatory requirements.
- (f) Regulatory Compliance: You acknowledge that Bluebulb may implement controls, monitoring, and reporting mechanisms as required under applicable UK financial services, anti-money laundering, counter-terrorist financing, and sanctions laws.
4. Transactions
- (a) Remittance Transactions: This website facilitates remittance transactions between users. By initiating a transaction, you agree to the terms and conditions applicable to the transaction.
- (b) Transaction Fees: You acknowledge that this website may charge fees for remittance transactions, which will be disclosed before you initiate the transaction.
- (c) Recipient Information: You are responsible for providing accurate recipient information and ensuring that the recipient is eligible to receive the funds.
- (d) Right to Refuse or Delay Transactions: Bluebulb reserves the right to refuse, suspend, reverse, or delay any transaction where required by law, regulation, court order, sanctions screening, fraud prevention, or internal risk controls.
- (e) No Guarantee of Completion Time: Transaction completion times are estimates only, and Bluebulb shall not be liable for delays caused by third parties, correspondent institutions, payment networks, or regulatory checks.
5. Privacy and Data Collection Policy
Your use of this website is subject to our Privacy and Data Collection Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand how we collect, use, and disclose your information.
(a) Data Protection: Bluebulb processes personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
6. Intellectual Property
- (a) Ownership: This website and its content, including but not limited to text, graphics, logos, images, and software, are owned by or licensed to us and protected by copyright, trademark, and other intellectual property laws.
- (b) Restrictions: You may not modify, reproduce, distribute, or create derivative works based on this website or its content without our prior written consent.
- (c) Reservation of Rights: All rights not expressly granted to users are reserved by Bluebulb.
7. Limitation of Liability
- (a) Disclaimer: To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of this website.
- (b) Force Majeure: We are not liable for any delay, interruption, or unavailability of this website due to causes beyond our reasonable control, including but not limited to technical failures or acts of nature.
- (c) Third-Party Services: Bluebulb shall not be liable for losses arising from the acts or omissions of third-party service providers, payment partners, financial institutions, or infrastructure providers.
- (d) Maximum Liability: Where liability cannot be excluded by law, Bluebulb’s total aggregate liability shall be limited to the amount of fees paid by the user to Bluebulb in the twelve (12) months preceding the claim.
8. Governing Law and Dispute Resolution
- (a) Governing Law: These Terms are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles.
- (b) Dispute Resolution: Any dispute arising from or relating to these Terms shall be finally resolved by arbitration in accordance with the Arbitration Act 1996, seated in London, United Kingdom. The arbitrator’s decision shall be final and binding on the parties.
9. Changes to Terms
We reserve the right to modify or update these Terms at any time. We will notify you of any significant changes by posting the revised Terms on this website. Your continued use of this website after the posting of the revised Terms signifies your acceptance of the changes.
10. Communications
If you have any questions or concerns about these Terms, please contact us at [email protected]